I’m often immersed in the African fintech scene. There’s so much going on here. It’s the home of M-Pesa. Fintech companies are literally improving people’s lives. The products are exciting. I love it. But I think I often miss what…

We all take shortcuts in life if we can. Shortcuts take less effort, and that saves energy. Saving energy is a positive outcome. An example of the path of least resistance is this: The principle of least effort is a broad theory that covers…

We want the outcome of the habit without doing the habit. I heard that in James Clear’s “Atomic Habit” book, and it relates. Over the past few years I’ve struggled to organize my thoughts and stay focused on my goals…

Jetlag causes a massive efficiency problem for me. I struggle to think clearly, my energy is low, and I fail at motivation. It’s particularly discouraging as I’m usually none of those things. So I’ve developed some tactics for dealing with…

Happy New Year to all my readers. Thanks for following last year. This year, I’ll focus more on regularly blogging on the fintech space. Here are the things I’m most excited about in fintech for 2019: Innovative business models and…

JUMO raised $12.5 million to take our total fundraising to over $105 million.  It’s a remarkable achievement, and a testament to the ability and work ethic of everyone I work with at JUMO.   A big part of running a startup…

The Central Bank of Nigeria recently added regulation to allow Telecommunication companies to apply for mobile banking licenses and roll out mobile money.  This is big.  Previously, only banks were allowed to apply and own mobile banking licenses. And banks…

Using models to understand the world and make decisions is a good idea.  It’s a method used by brilliant decisionmakers around the world.  Charlie Mungeris a big supporter of it, and he takes the idea one step further by saying…