I’ve been reading “A Few Lessons From Sherlock Holmes” by Peter Bevellin and it’s stimulated some great thinking about mental models and critical thinking. Observation, in particular, is highlighted by Bevellin as one of Holmes’ best attributes. There’s one section…
Heavy off of my post yesterday about good regulation, here’s a chart showing the impact of bad regulation! MTN’s market value has dropped below Safaricom’s, despite MTN having over 100 million more subscribers than Safaricom. The hefty fines levied against…
Buried half way down some Legislation from the European Union is a bank shattering piece of legislation that will change the banking landscape in the European Union. The legislation, dubbed PSD2, for Revised Payment Service Directive, opens the door to…
Countries do business differently. Some better than others. In my experience, there’s a range of cultural differences that are important to think about when doing business in a different country. It’s fascinating to me how an interaction based on one premise goes…
Where are the banks in fintech? I came across an article by McKinsey today which outlines how a bank can move towards digitizing lending. Lending is a cornerstone of banking, and it forms one of the more important parts of…
I’m a big fan of fintech. It’s awesome. It’s where I hope to spend my career. There’s innovation occurring across the sector, from different stores of value to entirely new means of exchange. I’ve focused the better half of the last…
This model is pretty freaking cool. I think about it in terms of blockers at the partnership I manage. If I do everything right with the organization, but there’s one powerful person who doesn’t support the project, all the work…
Account penetration in Africa is growing thanks to mobile money. The percentage of account penetration in Africa is now led by Kenya, which is in front of a BRIC country- South Africa – mostly due to the success of M-Pesa and…
I am working in Accra, Ghana right now, and will be here for 5 days. JUMO works with MTN Ghana on a financial services product called QWIKLOAN, which is in my opinion one of the greatest mobile money products ever…
Travel is not a mental model, but the results and experiences one receives through travel are often invaluable. I’ve lived most of my life as an expat now, and I still make it a point every year to travel somewhere…