Countries do business differently. Some better than others. In my experience, there’s a range of cultural differences that are important to think about when doing business in a different country. It’s fascinating to me how an interaction based on one premise goes…
Data costs in some parts of Africa are cheaper than you could imagine. In East Africa, particularly, where I lived for five years, the drop in internet pricing has created opportunities for multiple businesses and millions of people. Nairobi is…
There’s lots of innovation in the lending space in Africa. I’ve been in the lending space for 3 years now, but in the mobile space for over 8. I can say that the pace of innovation from startups is the…
Excel is not a mental model, its a program. Watch the video below to get a good idea of how to excel. You’ll be more valuable because of it.
I moved to Cape Town in June of 2015, and settled here in October of the same year. I joined a start-up called Jumo, which was working on delivering mobile loans to phones in a couple countries. Fast forward one…
Being bigger is better. We’re seeing this in the tech world right now, where companies like Facebook, Uber, Amazon and Google have reached scale and are dominating all their competitors. The gist of this is that companies can reach a…
MNOs are the digital distribution network in Africa. They’ve invested massively in laying out cables and towers, and they’ve done a great job of it. Mobile penetration is increasing across Africa, and 3G is becoming more readily available. Read the…
Why build a platform? That’s a question we wrestled with at Jumo when deciding between building a marketplace platform or continuing our successful mobile credit business. We chose to go platform because we believe it allows for better choices for…
One of Charlie Munger’s favorite stories is about the man who only wanted to know where he would die, so he would never go there. Inversion is all about solving a problem backward. Figure out each step from the end…
I bought two Amazon Echo Dot’s this Christmas and set one of them up last night. It connected to my bluetooth speaker, but didn’t connect to my Amazon Fire Stick. I’m not sure if I haven’t been able to figure…